Financial shocks can have a devastating effect on your short- and long-term finances. While you can’t remove the unexpected from your life, it is possible to be prepared, and a cashflow model could help you identify how.A cashflow model could help you visualise changes to...
Once you’ve set out your investment goal and strategy, what comes next? Often, it’s time to test an important investment skill – your patience.The average investor might benefit from a long-term approachWhen you think about the most important skills in investing, you might consider...
Geopolitical tensions and threats of trade tariffs continued to impact global investment markets at the start of 2026. Read on to find out what factors may have affected your investments at the start of 2026.Markets experienced highs, but geopolitical tensions continue to cause volatilityOn...
Financial literacy was first introduced into the national curriculum back in 2014, aimed at children aged between 11 and 16.However, the delivery was inconsistent, as the requirement wasn’t mandatory across all schools.Now, as part of a curriculum assessment, a stronger approach to financial literacy lessons...
On 5 April 2026, the current tax year will end, and the new one will start the following day. Making a note of the deadline in your calendar could help you make the most of tax breaks as part of your financial plan.Here’s why the...
If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private pension.Fortunately, there are plenty of tax efficiencies when you save your wealth into a pension.Indeed, any investment returns generated within your fund are...
Despite ups and downs throughout the year, 2025 proved to be a great year for the FTSE 100 – an index of the 100 largest companies listed on the London Stock Exchange.According to the Guardian (31 December 2025), the FTSE 100 increased in value by...
There’s more to being a successful investor than following the latest market trends and tips. Setting out a strategy that’s right for you could allow you to balance risk against your goals.Last month, you read about the importance of defining what success means for you....
Language is powerful. The words you use to describe different scenarios can change how you perceive events, and the language used for retirement could lead to a pessimistic outlook.Writing in an article for Saga (21 October 2025), lexicographer Susie Dent explains that in English, “retire”...
Every investor wants to be successful. Over the next few months, you can read about ways to improve your investment strategy.Defining success against the performance of others can encourage a short-term mindsetWhat “success” means when investing is different for everyone, and defining what it means...