05 Mar London Mortgage Brokers
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Author: Dominic Hennessy
04 Mar Halifax Standard Variable Rate – making you pay Xtra…
This week will mark the three year anniversary when the MPC slashed the Bank of England Base rate to its current level of 0.50%.All sorts of records are being broken. Obviously the lowest bank base rate since Noah’s ark. But also more telling is the...
08 Feb The Curse of the Santander Blog….
It’s our fault. Just a few weeks after praising Santander for being a proactive, sensible, well thought through lender, this.With effect from midnight on Thursday, all Santander mortgages with a loan to value over 50% will HAVE to be set up on a repayment basis....
22 Jan Two amazing mortgage processing revelations
From time to time you discover something new. This week we learnt two facts that have been effecting and will effect mortgage processing in the future.Firstly – the information that Credit Agencies can disclose to lenders is about to change. To date (as far as...
19 Dec Vincent Cable throws London Mortgages back into the dark ages.
One of the side effects of an exciting recession is the plethora of government reports and inquiries into our misdeeds. Isn’t it amazing how much naughtiness everyone can get away with in the good times only for it all to catch up with up later?MPs,...
15 Dec Santander’s arrived for London’s Buy to Let Market
Santander this week launched into the UK buy to let market. This is great and exciting news.Firstly it re-enforces the message that the UK property market is a safe place to invest and to lend into. Santander obviously are eyeing up some profits and good...
29 Nov London’s Buy to Let Mortgage Market 2012
Assessment of the mortgage market for buy to let going into the new year…...
21 Nov London – Secure your 2012 Remortgage right now
With impending European gloom and bank stocks bumping along the bottom – things don’t look great right now.The 2008 crisis saw UK lenders hammered and it’s quite possible Credit Crunch mark II is arriving swiftly.At that time, those who acted before the disasters unfolded reaped...
14 Nov London Buy to Let Mortgages
Have you had a look at London property prices and the rental yields recently? I did last week and was surprised by the results (although I shouldn’t have been). The reason I did look was due to the surge in buy to let applications that...
04 Nov 90% Mortgage Rates Improving for London’s First Time Buyers
After two years of banks of miserly funding for first time buyers, rates have dropped recently to seemingly more competitive levels.The days of requiring a 20% deposit even before a bank would talk to you are slowly disappearing.Barclays (Woolwich) this week launched a 90%, 3yr...