Estate planning isn’t always as straightforward as leaving everything to a spouse or direct descendant.In fact, many people in the UK are opting to leave some or all of their wealth to their “chosen family”. Research cited by Today’s Wills and Probate (29 January 2026)...
Deciding how you’d like your assets to be managed later in life and after you pass away may be intimidating. However, a cashflow model could help you answer both financial and emotional questions, so you’re in a better position to tackle your estate plan.According to...
Managing your pension doesn’t stop once you retire and start to draw an income from it. In fact, your pension still needs careful attention in retirement – just as much as when you were contributing – to ensure you don’t deplete it too quickly.Research suggests...
Thousands of people delay claiming their State Pension every year. There are some potential benefits, including managing their tax liability, but there are also drawbacks that are important to consider.The State Pension is a regular government payment you may receive from when you reach State...
The current situation in the Middle East has led to market volatility. While it might seem new, similar movements have happened before, and looking at how these events have affected investor behaviour could be useful.At the end of February 2026, the US and Israel launched...
How your brain works can affect how you view wealth and different assets. For many, this can mean cash feels like a safer option than alternatives, but it’s not always the right one. Indeed, sometimes choosing to hold cash could mean you miss growth opportunities.3...
For many young people in the UK, the dream of buying a home can seem unattainable.Indeed, with the cost of living rising and average house prices surpassing £300,000 for the first time in January 2026, as BBC News (6 February 2026) reports, many are struggling...
An estimated 1.8 million fixed-rate mortgages will end in 2026, according to UK Finance (15 December 2025).If you’re among the homeowners whose deal will end in the coming months, read on to find out why you should be proactive, what your options are, and what...
The amount of Capital Gains Tax (CGT) investors collectively pay is set to soar over the next six years.According to a Telegraph article (11 December 2025), the Office for Budget Responsibility (OBR) has adjusted its estimate for how much will be raised through taxes, including...
Next year, a significant change to how pensions are treated when calculating Inheritance Tax (IHT) could mean more families become liable for the tax. Here’s what you need to know to understand if your estate could be affected and how you might mitigate a potential...